Yacht ownership cost calculator
Estimate only. Every default below comes from a cited public data point; change any input to match your quotes.
Estimated annual cost
Owner-reported benchmarks: roughly 4–10% of value per year (see sources).
Assumptions & sources
- Berth RM53/ft/month: Rebak Marina monohull wet berth tariff — tariff PDF. Royal Langkawi YC publishes RM2,533–6,939/month for 12–23m — rates.
- Insurance ~1.0%: one owner paid $2,770/yr on $275k cover in the Med (≈1.0%), $4,504 Caribbean, $6,904 US hurricane season — source. Asia quotes not yet collected.
- Maintenance ~2.2%: same owner estimated $6,000/yr maintenance on a $275k boat — same source.
- Fuel $6,000: a European 63ft owner reported $6–8k/yr — r/fatFIRE.
- Repair reserve: one analysis argues older boats need a separate €20–35k/yr reserve — r/yachtingmonaco (single author's figures).
- Benchmarks: owners report ~5% ($35k on a 47ft) and debate the 10% rule — r/boating.
- FX default 0.21 USD/RM is a placeholder; set the current rate.
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